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Setup a TargetCW 401k retirement savings plan with The Nationwide Retirement Innovator program through Nationwide Financial (www.nationwide.com). Your 401k plan allows for pre-tax deductions to be made from your paycheck and invested in one or more of the 49 investment funds.
- Enroll anytime after 60 days of employment with TargetCW.
- Pre-tax deductions begin the first of the quarter after the application is received.
- No minimum hours per week required.
- $500 bonus! Click here for more details.
*TargetCW pays all but the "fund fees" charged by various funds and fund companies. We cover enrollment fees, statement fees, online fees and most of the other costs many employers pass on to their workers. Sign up and start saving today!
- Participants can defer up to 90% (after applicable taxes) of their salary to a maximum of $18,000 per year or $24,000 for employees over the age of 50. (NOTE: Participants earning $115,000 or more annually may not be eligible for the full $18,000 deferral due to IRS restrictions. Contact your benefits administrator for information).
- TargetCW's 401(k) plan provides access to 49 investment funds with 9 destination funds. These funds range from conservative to aggressive growth funds.
- Experienced investors may gain access to self-direct their investments through a brokerage account at TD Ameritrade.
- Complete access to your account: complete exchange transactions via the web or phone.
- Plans are transferrable.
- TargetCW's 401(k) plan is under a group umbrella that allows for maximum investment flexibility. (Administrative services provided by Innovative Pension).
TargetCW has teamed up with Seaside Financial & Insurance Services to give employees access to a team of financial professionals. They are available to help explain the investment options within the 401(k) plan.
Recognizing every person has a unique financial situation, Seaside welcomes the opportunity to work with you on an individual basis. If you require more than just general advice about the 401(k) plan, please schedule a consultation by emailing email@example.com or call 760-433-4632.
Seaside Financial & Insurance Services
2032 Corte de Nogal, Suite 100
Carlsbad, CA 92011
(800) 649-1665 Toll Free
(760) 433-4632 Direct
(760) 433-1817 Fax
Once you are enrolled in the Nationwide 401k plan, accessing and making changes to your account online is easy!
In your Nationwide online account you can:
- View your balance
- View transactions
- Change your address
- Change your weekly deferral
- Make changes to your investment options
- And more!
TargetCW Case Number: 361-80417
Questions? Reach out to the TargetCW benefits team: Benefits@targetcw.com